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How Does Credit Karma Make Money?

September 14, 2016Yuen Lo 3 Comments
How does credit karma make money?

You ever see those internet memes where a cat adopts a mouse? Funny enough that’s what popped into my head when I started researching Credit Karma. Image: pixelvector via Reddit Credit scores are an industry built around the misery and… Continue Reading →

finance, internet business model, credit, credit card, debt, lending

How Does Kickstarter Make Money?

August 31, 2016Yuen Lo 4 Comments
How does kickstarter make money?

Sometimes I am intimidated by a Make Money topic. Not because it is huge but because they are so superficially simple. Kickstarter raises money from individuals for creative projects. It is deeply entwined with the beautiful idea of crowd sourcing.… Continue Reading →

featured, finance, internet business model, crowdsourcing, marketplace, sharing, swipe fees

How Does ETRADE Make Money?

June 8, 2016Yuen Lo 2 Comments
How does etrade make money

Boring topic huh? Except Etrade’s business model isn’t to get you to trade. Its to get you to deposit. There are a number of ways of making money from money. One is fee for service. Its a bit like a… Continue Reading →

finance business model, equities, investing, stock market, stockmarket, trading

How Does Alipay Make Money?

May 26, 2016Yuen Lo 5 Comments
How does Alipay Make Money?

I almost started a post on How Does Paypal Makes Money, but it would bore me to tears. Paypal is simple: they take 3% of YOUR money VIA the guy selling the stuff. Security is not the killer growth hack… Continue Reading →

consumer, finance alibaba, alipay, business model, paypal

How Do Pensions Work?

April 19, 2016Yuen Lo Leave a Comment
How does a pension work

How does a pension make money for you in retirement is the most important “how does it make money” question of your lifetime. Unfortunately, if you are normal, your eyes glaze over when the topic of pensions come up. I… Continue Reading →

finance 401k, investing, pension, retirement

How Does A Bank Make Money?

March 2, 2016Yuen Lo Leave a Comment
how do banks make money

Banks buy and sell money. But what they’re really buying and selling is time. You’ve heard how time is money. Well it really is. Remember when you graduated from school and got a job. You worked hard for six years,… Continue Reading →

finance bank, borrowing, finance, how do banks make money, lending, life, mortgage, time

How Does Gold Make Money?

February 16, 2016Yuen Lo 5 Comments
gold makes money

You’ve seen it a thousand times. Maybe you can’t stand the color. Maybe you love the stuff. But one thing easy to note about Gold is that irrespective of which government is in power, irrespective of the amount of blood… Continue Reading →

featured, finance cost of money, currency, gold, gold coins, inflation, interest rates, real interest rate

How Does American Express Make Money?

February 4, 2016Yuen Lo 2 Comments

I wanted to write an article on how Venmo makes money, but that meant I had to explain how a credit card company works! American Express is interesting in this space primarily because it is not one thing, but three… Continue Reading →

finance american express, borrowing, business model, capital one, credit, credit card, debt, lending, mastercard, processing, swipe fees, visa

How Does The Stock Market Make Money?

February 1, 2016Yuen Lo Leave a Comment
how does bob the builder make money

Instead of a company, let’s talk about the stock market more broadly. You know it’s a place where people trade shares in companies. You know that if you bought Apple back when it almost went bust you would be stinking… Continue Reading →

finance bond yield, bonds, diversification, equities, etf, investing, passive fund, stock market, stockmarket

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